Philippines lone outlier as corruption probe, storms slowed growth; outlook cut.

The Philippine central bank has slashed its key policy rate by almost two percentage points to 4.75% since last year, but the price of a home loan from the nation’s top banks has barely budged.

The poor, or the bottom 30 percent of the population, spend most of their limited resources on everyday essentials such as food, house rent, and education.

Families must learn to speak openly about finances and inheritance, and added that for those passing down an estate.

An innocent purchaser for value is someone who buys a property in good faith, for fair consideration, and without notice of any defect in the title.

Thus, while the law permits the sale of land under CLOA, it is necessary that the conveyance must comply with the conditions set by the DAR and the provisions of the CARP Law.

Bank of the Philippine Islands (BPI) expects the economy to return to 5% growth next year, calling the third-quarter reading of 4% an anomaly and arguing that the government could eventually get a handle on the issues holding spending back.

The Philippine Economy is unlikely to get the boost it needs in the fourth quarter to reach the low end of its full-year growth target, as public spending and investments are expected to remain subdued amid a widening corruption scandal, analysts said.

It is a prevailing practice among banks to bundle the mortgage loan together with the fire insurance and MRI premiums, the total amount being payable either on an annual or monthly basis, depending on the agreed terms.

Philippines edges up in rule of law, still behind region.

ARROW Act to unlock infrastructure projects, boost property values

In a recently decided case, the Supreme Court explained the different actions for claiming land ownership and possession.

PSA data showed that the consumer price index (CPI) stood at 1.7% in October, unchanged from September’s print but eased from 2.3% a year ago.   

The law provides various remedies to ensure that one or more parties can exit the arrangement fairly or that the property can be sold, even if the co-owners are at an impasse.

While the parties to a loan agreement may freely agree on the interest rate that applies to their transaction, any imposition of interest rate must always be reasonable and fair.

The Radical Changes That Are Making Your Smart Home Less Dumb.

House prices rose more than expected last month in a further sign of resilient demand despite the possibility of property-related tax reforms in the budget. Average prices rose 0.3 per cent in October after rising by 0.5 per cent in September, mortgage lender Nationwide’s latest house price index showed.

The Philippines’ pension system remained the third worst in the world, according to the 2025 edition of Mercer CFA Institute’s Global Pension Index.

Addressing the housing crisis in the Philippines requires the combined efforts of government programs, private developers, and NGOs working to provide safe, affordable, and resilient homes. Through these partnerships, more families can gain the shelter that they need to thrive.

Report: Philippines lags in resilient healthcare