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  • Writer: Ziggurat Realestatecorp
    Ziggurat Realestatecorp
  • Oct 5
  • 4 min read

Registered Land vs. Adverse Possession: Why Time Doesn’t Win for Titled Parcels


In Philippine property law, one of the fundamental guarantees of the Torrens registration system is the principle of indefeasibility — that is, once land is validly registered, the title granted is protected against most claims, even long-standing ones. As such, registered land cannot be acquired by adverse possession — no matter how many years someone has occupied or “possessed” it without the owner’s consent.

This rule is more than doctrine: it is entrenched in statute, affirmed repeatedly by the Supreme Court, and essential to preserving the reliability of titles in a system premised on registration.


Here’s how the rule works, why it matters, and where the exceptions may lie.


What is Adverse Possession?


Before diving into the exception for registered lands, it helps to recall what adverse possession means in the Philippine context.


Adverse possession—also known in Philippine law as acquisitive prescription—is a means by which, under certain conditions, an occupant of property may become its owner through uninterrupted, public, exclusive, and hostile (or adverse) possession over a prescribed period. Under the Civil Code:


  • Extraordinary prescription: 30 years, regardless of good faith or just title.

  • Ordinary prescription: 10 years, when the possessor holds in good faith and with a “just title.”


These terms are subject to specific rules, interruptions, and qualifications.)

Thus, in untitled land, or rural land not yet brought under the Torrens system, an adverse possessor could—if all requisites are satisfied—potentially perfect ownership after the statutory period.


The Statutory Barrier: PD 1529 § 44 / Property Registration Decree


However, once a parcel is registered under the Torrens system, the game changes. Section 44 of PD 1529 (the Property Registration Decree) contains a clear prohibition:

“No title to registered land in derogation of that of the registered owner shall be acquired by prescription or adverse possession.”

In effect, formal law declares that you cannot, by mere lapse of time and possession, divest or override a Torrens title. This statutory safeguard upholds the integrity of registration, preventing surprises and undermining confidence in titles.


Supreme Court Jurisprudence: Reinforcing the Rule


The Supreme Court has consistently reaffirmed the inviolability of Torrens titles against adverse possession claims. Some key points from jurisprudence:


  • A registered owner’s title cannot be defeated by mere possession.

  • Even decades of occupation outside one’s true boundary (so-called “excess land”) cannot ripen into ownership against a prior Torrens title.

  • In “overlapping” or boundary adjustment cases, the remedy is not prescription but equitable or corrective action (e.g. reconveyance, annulment, boundary relocation) rather than extinguishment.


These holdings confirm that registration is not just a procedural convenience but a substantive shell protecting title from wear and tear of time.


The Exception: Untitled or “Excess” Land Outside the Torrens Domain


Where, then, can adverse possession still operate? Only where the land has not yet been registered or where the portion in question lies outside the metes-and-bounds of an existing Torrens title (e.g., excess or overhang land).


Some illustrative situations:

  1. Public domain / Alienable & disposable (A&D) landIf a parcel remains part of the public domain and is classified as alienable and disposable, a possessor may employ adverse possession or judicial confirmation to claim title—provided the statutory requisites are satisfied.

  2. Excess land (over-surveyed area)Suppose a Torrens title covers Plot A, but the occupant fences and cultivates a strip beyond the authorized boundary (Plot B). If Plot B is unregistered and part of public domain or alienable land, the occupier may seek to perfect claim over it by prescription (or other statutory route). But if that excess land already belongs (by prior registered title) to some third party, prescription cannot extinguish that prior title.


Thus, the key is: is the land within the registered title, or is it outside and untitled? If the former, adverse possession won’t cut it.


Practical Implications & Advice for Landowners and Occupants


For Registered Landowners

  • You must monitor your boundaries. Mere inaction or non-use does not allow squatters to acquire your titled area.

  • If someone encroaches beyond your fence, you cannot just rely on prescription—your remedy lies in ejectment, boundary correction, surveys, or legal action to quiet title or reconvey overlaps.

For Occupants Seeking to Claim Property

  • First, determine whether the land is already covered by a Torrens title. If so, adverse possession is not available.

  • If the land is untitled and qualifies (e.g. public land open for disposition), make sure your possession is public, continuous, peaceful, exclusive, and adverse (OCEA), and that you meet any good faith / just title requirements for shorter prescription periods.

  • Always get survey work, DENR land status certification, and be prepared to file the proper petition (judicial confirmation, free patent, or original registration) rather than rely solely on prescription.



The maxim “registered land cannot be acquired by adverse possession” is more than a catchy aphorism; it is foundational to the Torrens system. It ensures stability and certainty of titles, shielding registered owners from the slow creep of prescriptive claims. While adverse possession remains a vital doctrine in untitled lands, once registration intervenes, time stops working in favor of the occupant.


If you ever wonder whether your land is protected, or whether someone’s long occupation might ripen into title, it pays to consult a property law expert and run a title and boundary check.


 
 
 
  • Writer: Ziggurat Realestatecorp
    Ziggurat Realestatecorp
  • Oct 4
  • 1 min read

The Philippines slipped two places to 62nd out of 146 countries in the latest edition of the Global Attractiveness Index (GAI) by The European House – Ambrosetti.


With an overall score of 34.1 out of 100, the country was categorized under “medium attractiveness.”


The index measures the attractiveness of countries using key performance indicators under four subindices: positioning, dynamicity, sustainability, and future orientation.


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  • Writer: Ziggurat Realestatecorp
    Ziggurat Realestatecorp
  • Oct 3
  • 3 min read

Philippine economic growth is expected to moderate this year and in 2026 amid ongoing trade uncertainties and geopolitical tensions across the globe, the International Monetary Fund (IMF) said.


The IMF trimmed its Philippine growth forecast to 5.4% for this year, slightly lower than its 5.5% projection in July.


If realized, gross domestic product (GDP) growth will be at the low end of the National Government’s 5.5-6.5% target band this year.


For 2026, the IMF also cut its growth forecast to 5.7% from 5.9% previously. However, this is below the government’s 6-7% target for next year.


The IMF said the economy is expected to remain resilient, but downside risks warrant “close attention.”


“Risks to the growth outlook are tilted to the downside. The main external risks stem from prolonged global trade policy uncertainty, geopolitical tensions, and disruptive financial market corrections,” IMF Mission Head Elif Arbatli Saxegaard said at a briefing after the conclusion of the 2025 Article IV Consultation with the Philippines on Wednesday.


“On the domestic front, more frequent and intense climate shocks would cause notable macroeconomic losses. On the upside, accelerated implementation of structural and governance reforms would support investor confidence and the fiscal multiplier and raise potential growth. Risks around inflation are broadly balanced.”


Ms. Saxegaard said the growth outlook was revised to reflect the weaker-than-expected growth in the first half.


For the first half, GDP growth averaged 5.4%, slower than the 6.2% a year ago.

Ms. Saxegaard said growth will be affected by the higher tariffs imposed by the US on Philippine goods. The US began imposing a 19% tariff on goods from the Philippines on Aug. 7.


“It will weigh on exports and investment,” she said.


She also noted growth will be “supported by monetary easing and recent legislative measures to promote private investment.”


Meanwhile, the IMF sees inflation averaging 1.6% this year, before picking up to 2.6% next year.


“The pickup in inflation is expected to be driven by (the) food and transport crisis,” Ms. Saxegaard said. “And that reflects essentially the decline in negative base effects that have been dragging down inflation this year. So, as those base effects recede, we expect a pickup.”


She said core inflation is expected to “remain muted” at 2.5% in 2026.


“The BSP (Bangko Sentral ng Pilipinas) has room for a slightly more accommodative stance to help bring inflation back to the target faster and reduce economic slack amid elevated downside risks to growth,” Ms. Saxegaard said. “Policy will need to remain data dependent amidst prevailing uncertainties around the output gap and the neutral rate, and two-sided risks to inflation.”


On Aug. 28, the central bank slashed its key interest rate by 25 basis points (bps) for a third consecutive time to 5%. It has cut the benchmark by a total of 150 bps since August last year.


CORRUPTION


Asked about recent corruption scandals involving some government projects, Ms. Saxegaard said the IMF will continue to monitor the developments.


“It’s not yet clear whether and how these allegations will impact investor and private sector confidence, as well as their perceptions and behavior,” she said.


The IMF welcomed recent reforms to reduce infrastructure gaps and promote foreign direct investment, but effective implementation is key.


“Enhancing fiscal governance and the rule of law and reducing corruption vulnerabilities are critical for inclusive and sustainable growth,” Ms. Saxegaard said.


The IMF urged the Philippine government to continue implementing gradual fiscal consolidation “to replenish fiscal buffers and support external balance.”


“The authorities should consider implementing concrete and durable tax measures to limit the need for restraint in priority spending which tends to have a larger impact on growth and disproportionately impacts the vulnerable,” she said.


Ms. Saxegaard suggested several tax measures including monitoring the cost of tax incentives and improving the efficiency of the value-added tax (VAT).


“On the tax administration side, better or enhanced use of data analytics and compliance risk management would, in our view, help support revenue mobilization,” she said. “On tax policy options, there are several measures that would have positive benefits. We do think that also monitoring the cost of tax incentives would be desirable as well as enhancing the efficiency of the VAT.”


Meanwhile, Ms. Saxegaard said that risks to the country’s financial system remain moderate as the banking sector has strong capital and liquidity buffers.


“Nonetheless, vulnerabilities in the real estate sector, strong bank interconnectedness with complex conglomerate structures, and fast-growing consumer credit warrant close monitoring,” she added.


The IMF Staff Report will be released between November and early December this year.


 
 
 

© Copyright 2018 by Ziggurat Real Estate Corp. All Rights Reserved.

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