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  • Writer: Ziggurat Realestatecorp
    Ziggurat Realestatecorp
  • Oct 29
  • 1 min read

A World in Search of Resilient Healthcare: For CEOs, policymakers, and investors, healthcare is no longer just a public good — it is a core pillar of national competitiveness, economic stability, and human capital development. The 2025 CEOWORLD Health Care Index ranks 110 countries, offering a rare, data-rich lens into how nations are investing in healthcare infrastructure, medical talent, and government readiness.


At the top of this year’s index is Taiwan, widely recognized for its high-performing system that balances efficiency, affordability, and accessibility. With a composite score of 78.72 out of 100, Taiwan sets the global benchmark.


Asia’s Strategic Edge: Taiwan and South Korea Dominate


Asia’s rise in healthcare leadership is no accident. Taiwan and South Korea, ranked #1 and #2 globally, have built future-ready healthcare ecosystems designed for resilience.


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Taiwan’s Model: A single-payer system that ensures universal access while integrating cutting-edge digital tools, including national health insurance smart cards and AI-powered health data systems.


South Korea’s Strength: A robust combination of advanced medical infrastructure, high doctor-to-patient ratios, and government-led health technology initiatives.


Both countries demonstrate that long-term investment in digital infrastructure and preventive care pays dividends not only in outcomes but also in economic efficiency.


The Philippines placed 87th out of 110 countries, scoring 32.55 out of 100.


The index measures the healthcare resilience of a country based on five variables: healthcare infrastructure, medical professionals, medicine availability and cost, government readiness, and environment and lifestyle factors.




 
 
 
  • Writer: Ziggurat Realestatecorp
    Ziggurat Realestatecorp
  • Oct 21
  • 4 min read

October is National Shelter Month in the Philippines, a celebration to promote dignified, safe, and affordable housing for Filipino families. Led by the Department of Human Settlements and Urban Development (DHSUD), this year’s theme is “Build Homes, Build Happiness,” aiming to unite government agencies, private developers, and other stakeholders in the mission of providing Filipinos with one of the most fundamental of human rights: the right to adequate shelter.


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“A home is where children feel safe to dream, where parents find strength, and where families draw comfort during difficult times. More than shelters, it is about building dignified lives,” DHSUD Secretary Jose Ramon Aliling said in a statement.


“In line with President [Ferdinand] Marcos, Jr.’s directive, we will intensify the promotion of a dignified life for our fellow Filipinos through decent housing and fast, transparent public service,” he said in Filipino.


Every October, the DHSUD and its key shelter agencies mount a month-long series of events across the country to advance the national housing agenda. Regional offices lead housing summits, community caravans, training programs, and project site visits designed to foster collaboration among stakeholders and open more pathways for Filipinos to obtain safe, affordable, and resilient homes.


First declared through Proclamation No. 662 in 1995, National Shelter Month underscores housing as both a foundation of nation-building and a collective duty, one that necessitates the cooperation of the government, private developers, and communities in the pursuit of inclusive human settlements.


THE ROLE OF THE PUBLIC SECTOR


As of 2023, according to the UN-Habitat Philippines, there is a backlog of 6.5 million housing units in the country, with an estimated 3.7 million informal settler families directly impacted by this deficit. Compounding the problem are the increasing rate of urban migration due to a host of factors displacing Filipinos from their homes, such as armed conflict, systemic inequity, and climate change.


Furthermore, the backlog is bottlenecked by declining housing production as result of slow bureaucratic, regulatory and approving procedures, a high reliance on private sector investment, and inadequate budget allocation for housing. It is highly likely this gap has widened since 2023.


The DHSUD has been established for this very purpose, as it serves as the Philippines’ lead agency for housing, human settlements, and urban development. Established on Feb. 14, 2019 through Republic Act No. 11201, it unifies housing policy, regulation, and planning under one institution. The law consolidated the functions of the former Housing and Land Use Regulatory Board and the Housing and Urban Development Coordinating Council, while transferring adjudication duties to the Human Settlements Adjudication Commission (HSAC).


As the government’s central policy-making and regulatory body for shelter and urban development, the DHSUD’s mission is to ensure that every Filipino has access to affordable, safe, and livable communities. It oversees four key shelter agencies: the National Housing Authority (NHA), which leads public housing production; the Pag-IBIG Fund, which mobilizes national savings and provides low-cost housing finance; the Social Housing Finance Corp. (SHFC), which implements socialized housing programs for low-income and informal settler families; and the National Home Mortgage Finance Corp. (NHMFC), which sustains affordable housing loans through a secondary mortgage market.


Each key shelter agency plays a role in the overall mission. For instance, the NHA this year made huge strides in furthering the administration’s flagship housing initiative, the Expanded Pambansang Pabahay Para sa Pilipino (4PH) Program. Last May, President Marcos signed into law a new measure expanding and strengthening the mandates of the NHA, and extending the agency’s corporate life by another 25 years effective July 31.


Among the important provisions of the new law is the inclusion of two expert parallel members with expertise in housing, urban planning, and development in the agency’s board to allow more active private sector contributions to the development of a more inclusive government housing program. Also included are provisions for three assistant general managers to enable more efficient management and operations within the agency’s day-to-day affairs, compared to only one in the old charter.


Meanwhile, agencies like the SHFC and NHMFC are working on ways to make housing more accessible. A recent example is a moratorium on amortization payments for borrowers affected by natural disasters such as Tropical Storm “Crising” and the southwest monsoon last July.


This temporary payment relief allows families to focus on recovery without the immediate pressure of monthly dues. It forms part of a broader government effort, alongside the DHSUD, NHA, and Pag-IBIG Fund, to provide financial breathing room and preserve homeownership stability for disaster-stricken communities.


For this year’s National Shelter Month, Secretary Aliling highlighted two key milestones that mark significant progress in tackling the country’s housing challenges. The first is a newly approved memorandum of agreement with the University of the Philippines (UP) to launch a pilot rental housing project for informal settler families within the UP Diliman campus — a pioneering initiative that aims to provide secure, affordable shelter in urban areas. The Home Development Mutual Fund, more known as Pag-IBIG Fund, have expressed support for this initiative as well.


“This is just the beginning,” Mr. Aliling said. “More rental housing projects will be rolled out in line with President Marcos, Jr.’s directive to ensure dignified living for all Filipinos.”

The second milestone is the forthcoming distribution of certificates of award to families who have lived for decades on lands covered by Presidential proclamations. This long-awaited step, he added, will finally grant thousands of long-term occupants the security of tenure and peace of mind they have sought for generations.


“When we build homes, we strengthen our nation. When we build happiness, we fulfill the highest purpose of public service, uplifting lives and giving every Filipino family the future they deserve,” Mr. Aliling said.


“Every home we build is a story of hope, and every family we serve is a testament to why public service matters. Together, we can make Bagong Pilipinas a reality — one home, one community, one future at a time,” he had said.


 
 
 
  • Writer: Ziggurat Realestatecorp
    Ziggurat Realestatecorp
  • Oct 11
  • 4 min read

The construction and real estate industries are major contributors to economic growth. Businessmen say thousands of jobs in these industries are currently as frozen as the assets of controversial contractors and public works officials.


Approvals for collecting payments from government agencies have also become more complicated, with the required signatures tripling or even quadrupling. This time, the businessmen say the red tape is meant not to collect grease money or “facilitation fees,” but to spread culpability or broaden deniability in case a project is deemed to be anomalous by probers.


The real property sector had already taken a hit from the property bubble created by the proliferation – and then the abrupt shutdown – of Philippine offshore gaming operators.  

   

Now the construction sector and its downstream industries are reportedly being battered. The corruption scandal has spread to substandard, overpriced or non-existent farm-to-market roads, schools and hospitals.


This week, Securities and Exchange Commission Chairman Francis Lim lamented in a speech that the “crisis of confidence” arising from the corruption scandal has wiped out an eye-watering P1.7 trillion in market value from the stock market. Lim described corruption as a “weapon of mass wealth destruction.”

   

Presidential investment and economics adviser Frederick Go clarified that the P1.7 trillion was based on sensationalized “fake news” posted on social media, although there has been a slide on a much smaller scale in the stock market in recent weeks.


Regardless of the actual amount of market value losses, the scandal is turning the country into Asia’s basket case. Not only because of the staggering extent of the corruption now being uncovered, but also because of perceptions that after all the hue and cry, there will only be token punishments. The big fish will get a slap on the wrist and everything will return to business as usual.

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Surely there are honest, competent folks who are in government not to rob the nation but to serve the people and the greater good. But for now, they are being tainted by too many rotten eggs at all levels of government.

                        

Are we a nation of thieves? We’re seeing the impact of this perception in that incident reported by One News’ Gretchen Ho, whose mother was humiliated when a foreign exchange dealer at the airport in Oslo, Norway, upon seeing the Philippine passport, refused to accept her 300 US dollars for currency conversion for fear that it was dirty money being laundered.


The currency dealer reportedly acted on an advisory that had not yet been updated: the inclusion of the Philippines in the gray list of countries under closer monitoring for money laundering by the Paris-based Financial Action Task Force.


The FATF took the Philippines out of the gray list last February; the European Union did the same only in August. The currency dealer in Norway – a non-EU state that is part of the Schengen visa zone – still had the old FATF alert, according to the Department of Foreign Affairs.


We might yet be returned to the gray list, if the FATF would take a closer look at our election campaign system and consider the ongoing corruption scandal.


Being flagged for dirty money at currency exchanges abroad is just one of the hassles Filipinos go through because of weak governance and development woes.


A nation’s standing in the international community is reflected in the strength of passports. Singaporeans, who hold the world’s strongest passport as per the Henley Passport Index for 2025, can enter 192 out of 227 global travel destinations visa-free; the second-ranked South Koreans, 190, and the third-ranked Japanese, 189.


Filipinos, ranked 74th, are visa-free only in 64 destinations. When applying for a Schengen visa, we must submit not only an originally issued birth certificate, income tax return and certificate of employment, but also bank statements with transaction records covering six to eight months depending on the Schengen Area state issuing the visa.


Those are humiliating requirements that I suspect are meant to ensure that the applicant is no hampaslupa planning to become a TNT living off welfare or refugee applicant status within the Schengen zone. But the stringent requirements can’t prevent all the obscenely wealthy Pinoy money launderers from entering Europe, buying up properties and regularly depositing their loot in Switzerland.

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The robbers in our country would have scoffed at money laundering involving such a miniscule amount; $300 would buy only one Hermes handkerchief. But that Norway incident deserves attention, because the millions of Filipinos working overseas could suffer the same humiliation.


One answer is to show a resolute response to the corruption problem. China has executed several former officials for corruption, with another ex-minister currently on two-year suspended death sentence. South Korea has sent several former presidents to prison for graft.


We abolished capital punishment. But we can present to the world a swift and credible probe, with full transparency, accompanied by structural reforms to rebuild damaged institutions rather than just patch them up like Humpty Dumpty, and of course the speedy prosecution and punishment of the guilty.


It’s unfortunate that the Independent Commission for Infrastructure has steadfastly refused to open even part of its hearings to the public, preferring instead to conduct its probe like the Supreme Court, to which the ICI chair used to belong. The Philippine judiciary is not known for integrity; it warranted special mention even in the US State Department’s latest country assessments for corruption.


The impression is that it’s just business as usual in dribbling justice, with VIPs mollycoddled. So far the ICI has questioned the Discayas, former Senate finance committee chair Grace Poe and former public works chief Mark Villar. What these key players told the ICI is left to conjecture, fueling suspicions of hush-hush arrangements.


It seems the ICI tack is to wear out those demanding open hearings, as cases crawl at the usual glacial pace through the legal mill. In the meantime, toss the Marites mill a bone, such as the request for immigration lookout bulletin orders for the big guns.


ILBOs, which Jesus Crispin Remulla promptly approved in a parting act as justice secretary, won’t stop any of the 33 covered people from leaving the country.


The government will have to do more than this, to reassure Filipinos and the world that genuine change is on the way – soon, and with full transparency, the lack of which was a key factor in dragging the nation into this mess.


Source: Philstar

 
 
 

© Copyright 2018 by Ziggurat Real Estate Corp. All Rights Reserved.

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